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No matter how bad you think your credit is, you could still be eligible for mortgage financing.
Regardless of whether you have a bankruptcy or delinquencies or judgments on your credit report, you may still obtain mortgage financing for a home purchase, refinance, or even cash out of your current home equity. It doesn't matter whether you have charge-offs, collections, or tax liens on your credit report, as long as you can meet the specific guidelines for loan approval, bad credit mortgage financing is possible. In addition to having a certain credit rating, you will still need to be employed, have sufficient income and assets and in some cases, have a sufficient down payment depending on the type of mortgage loan you are applying for.
Ask us about the FHA SECURE program created by congress to help ease the burden of High Rate Adjustable Rate mortgages.
We are able to offer a range of mortgages for good credit or bad credit. Bad credit mortgages often have higher interest rates than most current mortgage loan rates.
Are you ready to qualify for bad credit mortgages?
Submit your information and we will contact you.
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